New Orleans Insurance Claims Investigation
What is an Insurance Claims Investigation?
An insurance claims investigation is performed when a policyholder receives compensation for injury or loss that has not occurred, or deliberately receives higher compensation than is entitled, usually by exaggerating the value of what was stolen, broken or spent. Insurance fraud is illegal and affects honest policyholders through increased insurance premiums.
This type of fraud is the second largest white-collar crime in the United States behind tax evasion. According to estimates from the Coalition Against Insurance Fraud, insurance fraud costs the American economy over $80 billion a year.
Insurance fraud is a growing problem in New Orleans. Recent estimates indicate that as many as 1 in 10 people in New Orleans have submitted a false insurance claim at least once and with increasingly high compensation payouts, it looks likely that the number of fraudulent insurance claims will continue to rise.
How is an Insurance Claims Investigation Conducted?
The object of a New Orleans Insurance Claims Investigation is to make sure that all relevant facts are truthful and complete on the claim and that there is no evidence of insurance fraud connected with the filed claim.
Even when it is clear that a submitted claim is false, hard evidence must be produced. Insurance providers cannot deny compensation just because a claim appears to be suspicious.
At A&M Investigations LLC, our experienced team of insurance investigators will conduct thorough yet discreet investigations to collect evidence that can be used in court to prevent a false payout.
We use the latest surveillance techniques and investigative technology to find information in a New Orleans Insurance Claims Investigation.
Some of the methods we use include:
- Inspection of the scene of event
- Medical history & billing investigation
- Insurance coverage analysis
- Witness interviews
- Background checks
- Social media monitoring
When to start an Insurance Claim Investigation in New Orleans
Typically, you can initiate a New Orleans insurance claims investigation when there is some sort of irregularity with the information reported on the claim, or with the incident that prompted the filing of the claim. For example, A&M Investigations LLC can help you conduct an investigation into the death of an insurance policyholder, if the beneficiary was changed shortly before death or if there was any question about the actual cause of death.
The same applies to other types of insurance claims. When a home is damaged by fire, we will work closely with law enforcement and arson experts to determine the origin of the fire. If there is some evidence that the fire was set intentionally in order to collect on the insurance, we will find it and hand it over to the appropriate authorities.
Get expert help with a New Orleans Insurance Claims Investigation today
At A&M Investigations LLC, we will act on your behalf to investigate any suspicious and potentially fraudulent insurance claims. If we find evidence that the claim is dishonest, we will provide evidence that can be used in court, preventing a false payout.
If you have a suspected fraudulent or dishonest claim that you want investigated, please get in touch with us today.